As a leader in key person life and disability insurance, Corporate Life Brokers provides the following capabilities to our clients:

   · Ability to "bind" up to $50.0 million of coverage in 24 hours
         -  Minimal application questions
         -  No medical exams
         -  30 - 90 days of coverage
   · Ability to negotiate directly w/insurance company underwriters
   · Unparalleled leverage to obtain the best underwriting offers
   · Expertise in the placement of large death benefit amounts
   · Understanding of the time-sensitive nature in coverage
          placement
   · Unlimited, direct access to all markets and carriers
   · Expertise in evaluating coverage amounts, products and rates 
   · Global reach